0% introductory APR for 21 months on steadiness transfers: One of the vital longest introductory sessions on steadiness transfers now we have come throughout, you can get a nil% intro APR at the steadiness transferred for a complete 21 months, which means that you’ll have virtually two years to repay your steadiness.
0% introductory APR for 365 days on purchases: You can additionally get a nil% intro APR on new purchases for the primary 365 days. This can be a useful perk should you plan on purchasing anything else with the cardboard.
Make a choice your cost due date: A bit flexibility can move far in the case of managing your price range. The cardboard allows you to choose between any to be had cost date, whether or not it is at first, heart, or finish of the month. That means, you’ll arrange computerized bills which are aligned together with your paycheck.
No overdue charges: Probably the most distinctive perks is that there are not any overdue charges, ever. Whilst you will have to at all times pay your invoice on time, as a result of overdue bills can nonetheless impact your credit score, it is great to understand that you will not be charged should you do slip up and omit a cost.
No penalty APR: When you omit some bills, maximum bank cards will building up your rate of interest to their penalty APR. Citi® Simplicity® Card by no means fees a penalty fee, so your APR is not vulnerable to expanding because of overdue bills.
No annual charge: This card comes without a annual charge, which is a very powerful characteristic in case your objective is to repay debt.
